Many women I know, particularly in their 50s and 60s, have expressed to me that they don’t feel totally secure in their finances. Oftentimes our situations change as we age—maybe we lose a job, source of income, or partner. If that’s been the case for you, or you’ve never felt totally in control of your money, there is no time like the present to take back the reins.

A lot of people think that once they hit a certain age, it’s too late—but it’s never too late! To give us some financial advice and insight, I asked Victoria Sechrist, a personal finance coach based in New England, to lend us her expertise.